The Toronto Rent Bank provides interest-free loans to Toronto residents who are behind in their rent or need to move to more suitable housing.


Residents may be eligible for an interest-free rental arrears or rental deposit loan if they:

  • Live in Toronto
  • Pay market rent for a rental unit covered by the Residential Tenancies Act (RTA)
  • Fall within the low-income household eligibility requirement
  • Are not currently in receipt of social assistance such as Ontario Works (OW) or Ontario Disability Support Program (ODSP)*
  • Can satisfy other Toronto Rent Bank Program requirements, as required.


Loan repayments can be deferred for up to 12 months. 

*Residents in receipt of social assistance should contact their OW or ODSP office as they may qualify for the Housing Stabilization Fund.

For further information on how to apply or to speak with a representative, please contact the Toronto Rent Bank.