With simple solutions, low-interest loans, and thousands of dollars in rebates, there’s never been a better time to improve your home’s energy efficiency. The table below includes incentives from the City of Toronto and utility companies, including programs for low-income households.

Available Incentives for Homeowners
Improvement Incentive Requirements Provider
Basement Flooding Protection Up to $3,400 Eligible work includes installing a backwater valve, a sump pump, severance and capping of a home’s storm sewer, or external weeping tile connection. Basement Flooding Protection Subsidy Program / City of Toronto
Canada Greener Homes Loan

Up to $40,000 (maximum)

Up to $5,000 (minimum)

Offers interest-free financing to help homeowners complete the energy retrofits an energy advisor recommends. Canada Greener Homes Loan
Green/Cool Roofs Up to $2 to $5/m2 for a cool roof (to a maximum of $50,000) or $100/m2 for a green roof (to a maximum of $100,000) Grants are available to support the installation of green and cool roofs on residential homes. A green or cool roof can reduce a home’s energy use, retain stormwater and more. Eco-Roof Incentive Program / City of Toronto
Heat Pumps Up to $2,500 Home Energy Loan Program participants can receive funds when they install a heat pump. Home Energy Loan Program/City of Toronto
Home Assistance Program Free If eligible, you can receive the following free of charge: ENERGY STAR® light bulbs (LED), power bars with timers, efficiency showerheads (standard and handheld), or aerators (kitchen and bathroom). Save on Energy

Home Energy Loan Program


Up to $125,000


Offers a low-interest loan, which can be repaid any time without penalty, from the City of Toronto to cover the cost of home energy improvements. Eligible improvements include energy-efficient furnaces, windows, doors, solar PV panels, insulation, etc. Participants may use this program in conjunction with other rebates and incentive offerings.

Home Energy Loan Program/City of Toronto


Home Winterproofing Program Free energy-efficient upgrades, including insulation, draft proofing and a smart thermostat Enbridge Gas and Save on Energy have teamed up to energy-saving upgrades at no cost. If your home and household income levels qualify, you’ll be eligible for free insulation, draft proofing, a smart thermostat, Energy Star® appliances and more. Home Winterproofing Program
Smart Thermostat $75 Enbridge Gas residential customers who heat with a natural gas furnace or boiler can receive $75 off select smart thermostat model’s purchase price. Enbridge Gas
Solar PV $1,000 Home Energy Loan Program participants can receive funds when they install solar PV. Home Energy Loan Program/City of Toronto