Enrol in the Pre-Authorized Tax Payment (PTP) program and have your property tax bill payments automatically withdrawn from your bank or financial institution.

  • Property owner(s) can enrol in the PTP program at any time.
  • Your property taxes must be in good standing to qualify for this program.
  • Once enrolled you will be advised of your pre-authorized payment schedule by letter.
  • You should continue to pay your taxes through your regular payment method until you receive a confirmation letter of PTP enrolment.
  • Enrolment in this program will be processed within 30 days of receipt of your application.

Additional Charges and Program Removal

  • Additional charges that fall outside of the regular tax instalment schedule, such as supplementary and/or omitted property tax bills, fire charges, Workplace Safety Insurance Board, Toronto Police Service, Municipal Licensing Standards charges or past due utility bill amounts added to the tax roll, cannot be paid through this program at this time. If you do not pay these additional charges separately, you will be removed from the program and returned to the regular six instalment plan.
  • You will be removed from the program if a payment does not clear through your financial institution, if you make or send duplicate payments, if you have an unpaid balance, or if there is an ownership change recorded for your property.

Program Information

Choose one of three payment plans:

2 Instalment Plan

Property taxes will be paid each year by two withdrawals:

  • March for the interim property tax bill
  • July for the final property tax bill

6 Instalment Plan

Property taxes will be paid each year by six withdrawals:

  • March, April and May for the interim property tax bill
  • July, August and September for the final property tax bill

11 Instalment Plan

Property taxes will be paid each year by eleven withdrawals:

  • February to June for the interim property tax bill
  • July to December for the final property tax bill

For new PTP enrollees, your pre-authorized payment schedule may vary from the schedule(s) described above, depending upon your entry date into the program.

If you submitted payments that are not reflected on your PTP program acceptance letter, contact a customer service representative immediately.

You must complete an application for each property you are applying for.

Step 1

Your property taxes must be in good standing to qualify for the program.

Step 2

Read the Pre-Authorized Debit Agreement (as stated in the Conditions section of the application form), select a payment instalment plan and complete all required fields on the application form, including signatures and the full date (YYYY-MM-DD).

If you are applying during the time of the interim or final property tax bill and you have sent post-dated cheques for the three due dates, please include a note with your application about your submitted payments.

Step 3

Attach a void cheque or complete the account information section for each application. Line of credit accounts, credit card cheques or foreign funds cheques cannot be used for this program.

Step 4

Submit your completed application by mail or fax:

City of Toronto
Revenue Services
Box 2500, Terminal A
Toronto ON M5W 1H2
Fax: 416-392-0799 (refer to Tips on Faxing)

Once enrolled, you will receive written notification of your acceptance in the PTP program. You should continue to pay your taxes through your regular payment method until you receive your confirmation of enrolment letter.

If your application is incomplete, your form will be returned to you along with an explanation of why it was not processed.

To update or change your bank or financial institution information, send a signed written notice and a new void cheque (or facsimile copy) to the City at least 15 days before your next withdrawal date.

  • form is available for changing bank or financial institution information.
  • You will receive written notice that your change of bank or financial institution information request has been processed.

Line of credit accounts, credit card cheques or foreign funds cheques cannot be used for pre-authorized payments.

Submit written notice by mail or fax:

City of Toronto
Revenue Services
Box 2500, Terminal A
Toronto ON M5W 1H2
Fax: 416-392-0799 (refer to Tips on Faxing)

Please send written notice to the City at least 15 days before your next withdrawal date if you wish to change or cancel your enrolment.

Changing Your Instalment Plan

  • Complete, sign and submit the change request form
  • You will receive written notice with a new instalment withdrawal schedule once your requested change is processed.

Cancelling Enrolment

  • Complete, sign and submit the change request form
  • You must immediately pay the outstanding balance in full to avoid interest charges.
  • Once your request is processed you will receive written notice that you have been removed from the program.
  • This payment plan is not transferable to another property.

Submit written notice by mail or fax:

City of Toronto
Revenue Services
Box 2500, Terminal A
Toronto ON M5W 1H2
Fax: 416-392-0799 (refer to Tips on Faxing)

Reinstatement Fee

A PTP Reinstatement Fee is applied to the next scheduled pre-authorized withdrawal for each property tax account that is reinstated after it was removed or cancelled from the program. PTP Reinstatement Fee is applicable if property tax account is reinstated to program within one year following the removal from the program.

Banking Info is the Same

If your banking information has not changed, submit your request to be reinstated to PTP by contacting a Customer Service Representative by phone or mail. A void cheque is not required where the banking information has not changed.

New Banking Info

If you have new banking information and you are requesting to be reinstated to PTP, complete a PTP Change Form along with a new void cheque or a copy of a void cheque (available through online banking).

Submit written request by mail or fax:

City of Toronto
Revenue Services
Box 2500, Terminal A
Toronto ON M5W 1H2
Fax: 416-392-0799 (refer to Tips on Faxing)

If you are not submitting a new void cheque, your request must provide the required financial details including financial institution’s name, bank account number, transit number and (if possible) a Financial Institution Officer’s signature.

Charges

If any of your pre-authorized payments do not clear through your financial institution, the City will charge you an administrative fee and penalty/interest. You will also be automatically removed from the pre-authorized program and will have to reapply for the program.