Current City of Toronto Average Market Rents & Utility Allowances

“Monthly occupancy costs” (rent to landlords and charges for utilities) of Toronto Affordable Housing is related to the “Average Market Rents” (AMRs) of other rental accommodation in the city. AMRs are published yearly by the Canada Mortgage and Housing Corporation (CMHC) in the Rental Market Report.

To view Toronto’s AMRs, view tables 1.1.2 and 2.1.2, Zones 1-17, in the Rental Market Report Data Tables – Greater Toronto Area.

Initial Income Limits

To rent an Affordable Housing unit, households must have a net annual income which is less than the “initial income limit”, an amount equal to four times the monthly occupancy cost for the housing unit multiplied by 12.

Utility Allowances

In Affordable Housing units where tenants pay for any utility cost, they are entitled to a utility allowance deduction from their monthly occupancy cost. This includes tenants who pay separately or are bulk/suite-metered. Utility allowances are adjusted annually based on the related Consumer Price Indices published each year by the Ministry of Municipal Affairs and Housing.

Average Market Rents published annually by CMHC are used to set Affordable Housing monthly occupancy costs, with different Affordable Housing programs charging 100 per cent, 80 per cent or other percentages of Average Market Rent (AMR), depending on their agreement. Occupancy costs equal to 80 per cent of AMR are common and for this reason, included in the table below.

2026 City of Toronto Average Market Rent (AMR)
Unit Size

2026
Average Market Rent

2026
80% of Average Market Rent
Hostel $1,246 $997
Bachelor/studio apartment $1,499 $1,199
1 bedroom apartment $1,763 $1,410
2 bedroom apartment $2,055 $1,644
3 bedroom apartment $2,361 $1,889
4 bedroom apartment $2,905 $2,324
5 bedroom apartment $3,249 $2,599
6 bedroom apartment $3,249 $2,599
1 bedroom townhouse $1,901 $1,521
2 bedroom townhouse $2,133 $1,706
3 bedroom townhouse $2,187 $1,750
4 bedroom townhouse $2,958 $2,367
5 bedroom townhouse $3,422 $2,737
6 bedroom townhouse $3,885 $3,108

In Affordable Housing units where tenants pay for any utility cost, they are entitled to a utility allowance deduction from their monthly occupancy cost. This includes tenants who pay separately or are bulk/suite-metered. Utility allowances are adjusted annually by the Ministry of Municipal Affairs and Housing using the Ontario Consumer Price Index.

2026 Affordable Housing Utility Allowances

Unit Size

Hydro

Heat

Water

Hot Water
Hostel/dwelling room

$46

$31

$14

 $22
Bachelor/studio apartment

$46

$31

$13

 $22
1 bedroom apartment

$46

$31

$13

 $22
2 bedroom apartment

$66

$35

$25

 $31
3 bedroom apartment

$77

$37

$30

 $38
4 bedroom apartment

$82

$37

$34

 $47
5 bedroom apartment

$82

$37

$34

 $47
6 bedroom apartment

$82

$37

$34

 $47
1 bedroom townhouse

$67

$35

$24

 $31
2 bedroom townhouse

$67

$35

$25

 $31
3 bedroom townhouse

$77

$37

$30

 $38
4 bedroom townhouse

$82

$37

$34

 $47
5 bedroom townhouse

$82

$37

$34

 $47
6 bedroom townhouse

$82

$37

$34

 $47