The City of Toronto works with organizations to create and operate affordable rental homes. Organizations developing, acquiring, and operating Affordable, Rent-Controlled, and Rental Replacement housing units must follow the rent levels set by the City of Toronto included below. Organizations should use the rental definitions in their agreement with the City to determine the affordable rent amount when setting initial rents.
The City also oversees affordable housing projects that use previously approved definitions of affordable housing. This includes projects that incorporate Provincially funded programs and definitions such as Average Market Rent (AMR) to determine affordability, as well as for units secured under various social and affordable housing programs that continue to operate under the previous definitions. The result is that the City continues to work with multiple definitions of affordable housing in order to advance new projects and support existing and established affordable housing projects and programs.
If you are someone currently looking for affordable housing, learn about random draws for affordable rental homes, and apply for subsidized housing. Visit Housing Help & Support Services to explore other services that can help you find and keep housing.
Average Market Rents (AMR) for Toronto are published annually by CMHC. An organization with a signed agreement with the City using AMR will use this information.
Initial affordable rents are established through the terms of an Agreement between a housing provider and the City of Toronto. Affordable rents are then increased annually by the amount allowed in the Agreement.
Average Market Rents (AMR) are published annually by the Canada Mortgage and Housing Corporation (CMHC) in the Rental Market Report (Tables 1.1.2 and 2.1.2, Zones 1-17).
| Unit Size | 80% of AMR | 100% AMR | 150% AMR |
|---|---|---|---|
| Hostel/dwelling room | $997 | $1,246 | $1,869 |
| Bachelor/studio apartment | $1,199 | $1,499 | $2,249 |
| 1-bedroom apartment | $1,410 | $1,763 | $2,645 |
| 2-bedroom apartment | $1,644 | $2,055 | $3,083 |
| 3-bedroom apartment | $1,889 | $2,361 | $3,542 |
| 4-bedroom apartment | $2,324 | $2,905 | $4,358 |
| 5-bedroom apartment | $2,599 | $3,249 | $4,874 |
| 6-bedroom apartment | $2,599 | $3,249 | $4,874 |
| 1-bedroom townhouse | $1,521 | $1,901 | $2,852 |
| 2-bedroom townhouse | $1,706 | $2,133 | $3,200 |
| 3-bedroom townhouse | $1,750 | $2,187 | $3,281 |
| 4-bedroom townhouse | $2,367 | $2,958 | $4,438 |
| 5-bedroom townhouse | $2,737 | $3,422 | $5,133 |
| 6-bedroom townhouse | $3,108 | $3,885 | $5,828 |
The City’s Official Plan sets an annual affordable rent level, which is the lower of rents based on income and average market rent (AMR).
| Unit Type | Affordable Rent Levels |
|---|---|
| Studio | $1,127 |
| 1 bedroom | $1,426 |
| 2 bedroom | $2,055 |
| 3 bedroom | $2,351 |
This rent level is used for new affordable rental homes secured through the planning process (e.g. in-kind community benefits charge and secondary plan policies), as well as for rental housing demolition applications.
The City’s Official Plan defines Affordable Rental housing as housing where the total monthly shelter costs (gross monthly rent, inclusive of utilities for heat, hydro, hot water and water) is at or below the lesser of one times the average city of Toronto rent, by dwelling unit type, as reported annually by the Canada Mortgage and Housing Corporation, or 30 per cent of the before-tax monthly income of renter households in the city of Toronto as follows:
| Unit Type | Indicator Income* | Rent Levels Based on Income | Rent Levels Based on AMR | 2026 Affordable Rent Levels |
|---|---|---|---|---|
| Studio | $45,072 | $1,127 | $1,499 | $1,127 |
| 1 bedroom | $57,059 | $1,426 | $1,763 | $1,426 |
| 2 bedroom | $105,487 | $2,637 | $2,055 | $2,055 |
| 3 bedroom | $113,878 | $2,847 | $2,351 | $2,351 |
*Indicator incomes are calculated by adjusting 2020 indicator incomes (as reported by the 2021 Census) for changes to the Consumer Price Index (as reported by Statistics Canada for the Toronto Census Metropolitan Area) — 139.9 as of January 1, 2020 and 167.7 as of January 1, 2026.
Mid-range rents are rents that exceed affordable rents, but which are at or below 150% of average market rent.
| Unit Type | Mid-Range (Affordable) Rent Levels | Mid-Range (Moderate) Rent Levels | Above Mid-Range Rent Levels |
|---|---|---|---|
| Studio | $1,499 | $2,248 | $2,249 or more |
| 1 bedroom | $1,763 | $2,644 | $2,645 or more |
| 2 bedroom | $2,055 | $3,082 | $3,083 or more |
| 3 bedroom | $2,351 | $3,526 | $3,527 or more |
These rent levels are used for rental housing demolition applications.
Mid-range rents (affordable) are the total monthly shelter costs that exceed Affordable rents (as defined by the Official Plan) but are at or below 100 per cent of the average city of Toronto rent, by unit type, as reported annually by Canada Mortgage and Housing Corporation.
Mid-range rents (moderate) are the total monthly shelter costs that exceed Affordable rents and/or Mid-range rents (affordable) but are at or below 150 per cent of the average city of Toronto rent, by unit type, as reported annually by Canada Mortgage and Housing Corporation.
The City’s Official Plan sets annual affordable and mid-range rent level tiers for dwelling rooms that are based off average market rent for studio apartments.
| Dwelling Room Rent Tier | Rent range as a % of the CMHC average rent for studio unit | 2026 Dwelling Room Rent Levels |
|---|---|---|
| Affordable Tier One | 60% or lower | $899 |
| Affordable Tier Two | 61% to 80% | $1,199 |
| Mid-Range Tier One | 81% to 100% | $1,499 |
| Mid-Range Tier Two | 101% to 120% | $1,798 |
These rent levels are used for development applications that demolish six or more dwelling rooms and replace them with rental housing.
Dwelling room means a room used as living accommodation that is available for rent and that is not self-contained, such as multi-tenant homes or rooming houses. A dwelling room may contain private sanitary facilities or cooking facilities, but not both. Living accommodation that is exempted from the Residential Tenancies Act, such as student housing provided by an educational institution, is not included in the Official Plan’s definition of dwelling room.
The Official Plan outlines four rent tiers for dwelling rooms, including two affordable rent tiers and two mid-range rent tiers. Rents are calculated based on a percentage of the average city of Toronto rent for a studio unit as reported annually by the Canada Mortgage and Housing Corporation (CMHC).
Projects applying to and approved under the City’s Rental Housing Supply Program (RHSP) and Multi-Unit Residential Acquisition (MURA) programs incorporate an income-based definition of Affordable Rental Housing by using the lower of the affordable rents set by the Province of Ontario and the City’s income-based definition of affordable rental housing under the Official Plan.
In setting initial rents, organizations with a Contribution Agreement that reference the Rental Housing Supply program rents should use information in this table.
| Unit Type | Current Affordable Rent Levels |
|---|---|
| Dwelling room | $899 |
| Studio apartment | $1,127 |
| 1-bedroom apartment | $1,426 |
| 2-bedroom apartment | $2,055* |
| 3-bedroom apartment | $2,290* |
| 4-bedroom apartment | $3,245 |
*as of July 1st, 2026
RHSP: Applicants approved for financial incentives and funding under the RHSP must use this rate as the rent level for their proposed Affordable Rental Homes.
MURA: Applicants approved for funding under the MURA Program to acquire existing rental housing must use this rent level for their proposed Affordable Rental Homes.
Housing providers with Contribution Agreements that reference the Rental Housing Supply rents, must use the table above to set rents.
This Rent Level is calculated by using the lower of the City’s income-based definition of affordable rental housing under the Official Plan and the Provincial definition as issued in Affordable Residential Units bulletin 
, as they are both updated.
| Unit Type | 2026 Official Plan Affordable Rent Level | 2025/26 Provincial Bulletin Rent Level | Current Affordable Rent Levels |
|---|---|---|---|
| Dwelling room* | N/A | N/A | $899 |
| Studio apartment | $1,127 | $1,456 | $1,127 |
| 1-bedroom apartment | $1,426 | $1,715 | $1,426 |
| 2-bedroom apartment | $2,055 | $1,985 | $1,985 |
| 3-bedroom apartment | $2,351 | $2,250 | $2,250 |
| 4-bedroom apartment** | N/A | N/A | $3,245 |
*Dwelling room affordable rent levels are based on the Official Plan definition for Dwelling Room Tier 1 Affordable Rents.
** 4-bedroom affordable rent levels for RHSP are calculated based on the lower of the household income for a 4-person renter household at the 60th income percentile and the average market rents for 4+ bedroom apartment units in the city of Toronto, as determined by CMHC.
The RHSP includes financial incentives to support the delivery of rent-controlled homes by Community Housing Providers, with a target of approving 17,500 units by 2030.
| Unit Type | 150% Average Market Rent |
|---|---|
| Studio | $2,184 |
| 1 bedroom | $2,572 |
| 2 bedroom | $2,977 |
| 3 bedroom | $3,385 |
| 4 bedroom | $4,867 |
Applicants applying for the purposes of accessing financial incentives should use this rate as the rent level for their proposed Rent-Controlled Homes.
Housing providers with Agreements that reference setting the initial rents to 150% average market rent, must use the rent amounts indicated above.
The City defines new Rent-Controlled Homes as rental homes where monthly rents are higher than the income-based affordable rents, and at or below 150 per cent of the average City of Toronto rent, by unit type, as reported annually by Canada Mortgage and Housing Corporation (CMHC).
4-bedroom rents for RHSP are based on 150% of average market rents for 4+ bedroom apartment units in the city of Toronto, as set by CMHC.
This definition is consistent with the Official Plan definition of mid-range (moderate) rents and include limiting rent increases to the provincial rent increase guideline under the Residential Tenancies Act, 2006 plus 2%.
In Affordable Housing where tenants pay for any utility cost, they are entitled to a utility allowance deducted from their monthly rent. This includes tenants who pay separately, are bulk or suite-metered.
| Unit Type |
Hydro |
Heat |
Water |
Hot Water |
|---|---|---|---|---|
| Hostel/dwelling room |
$46 |
$31 |
$14 |
$22 |
| Bachelor/studio apartment |
$46 |
$31 |
$13 |
$22 |
| 1-bedroom apartment |
$46 |
$31 |
$13 |
$22 |
| 2-bedroom apartment |
$66 |
$35 |
$25 |
$31 |
| 3-bedroom apartment |
$77 |
$37 |
$30 |
$38 |
| 4-bedroom apartment |
$82 |
$37 |
$34 |
$47 |
| 5-bedroom apartment |
$82 |
$37 |
$34 |
$47 |
| 6-bedroom apartment |
$82 |
$37 |
$34 |
$47 |
| 1-bedroom townhouse |
$67 |
$35 |
$24 |
$31 |
| 2-bedroom townhouse |
$67 |
$35 |
$25 |
$31 |
| 3-bedroom townhouse |
$77 |
$37 |
$30 |
$38 |
| 4-bedroom townhouse |
$82 |
$37 |
$34 |
$47 |
| 5-bedroom townhouse |
$82 |
$37 |
$34 |
$47 |
| 6-bedroom townhouse |
$82 |
$37 |
$34 |
$47 |
In units that are subject to any of the Affordable Rent Levels listed on this page, if a tenant is paying any of the utility costs listed in the table, the Affordable Rent level paid by the tenant should decrease accordingly. These utility adjustments also apply to replacement rental units.
Utility allowances are adjusted annually by the Ministry of Municipal Affairs and Housing using the Ontario Consumer Price Index.
Past Average Market Rents for 2016 to 2025 are provided for reference.
| Unit Type | 2016 AMR | 2017 AMR | 2018 AMR | 2019 AMR | 2020 AMR | 2021 AMR | 2022 AMR | 2023 AMR | 2024 AMR | 2025 AMR |
|---|---|---|---|---|---|---|---|---|---|---|
| Hostel | $756 | $770 | $796 | $839 | $894 | $942 | $961 | $1,024 | $1,117 | $1,126 |
| Bachelor | $942 | $962 | $1,019 | $1,089 | $1,148 | $1,211 | $1,225 | $1,317 | $1,427 | $1,456 |
| 1-bedroom apartment | $1,110 | $1,137 | $1,202 | $1,270 | $1,374 | $1,431 | $1,446 | $1,538 | $1,708 | $1,715 |
| 2-bedroom apartment | $1,301 | $1,341 | $1,426 | $1,492 | $1,591 | $1,661 | $1,703 | $1,811 | $1,992 | $1,985 |
| 3-bedroom apartment | $1,540 | $1,544 | $1,595 | $1,664 | $1,766 | $1,896 | $1,961 | $2,096 | $2,241 | $2,268 |
| 4-bedroom apartment | $1,761 | $1,795 | $1,854 | $1,954 | $2,083 | $2,194 | $2,239 | $2,387 | $2,604 | $2,625 |
| 5-bedroom apartment | $1,970 | $2,008 | $2,074 | $2,185 | $2,329 | $2,454 | $2,504 | $2,669 | $2,912 | $2,936 |
| 6-bedroom apartment | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $2,669 | $2,912 | $2,936 |
| 1-bedroom townhouse | N/A | N/A | N/A | N/A | N/A | N/A | $1,330 | $1,663 | $1,711 | $1,708 |
| 2-bedroom townhouse | $1,289 | $1,318 | $1,430 | $1,660 | $1,683 | $1,988 | $1,755 | $1,841 | $1,755 | $1,841 |
| 3-bedroom townhouse | $1,572 | $1,581 | $1,698 | $1,731 | $1,749 | $1,928 | $2,082 | $1,973 | $2,082 | $1,973 |
| 4-bedroom townhouse | $1,872 | $1,899 | $2,021 | $2,203 | $2,230 | $2,546 | $2,069 | $2,587 | $2,662 | $2,657 |
| 5-bedroom townhouse | $2,165 | $2,195 | $2,337 | $2,548 | $2,579 | $2,945 | $2,393 | $2,992 | $3,079 | $3,073 |
| 6-bedroom townhouse | N/A | N/A | N/A | N/A | N/A | N/A | $2,717 | $3,397 | $3,496 | $3,489 |
Past Rental Housing Supply Program rents for 2024 to 2026 are provided for reference.
| Unit Size | June 1, 2024 | January 2025 | August 1, 2025 | January 2026 |
|---|---|---|---|---|
| Dwelling room | N/A | N/A | N/A | $899 |
| Studio | $1,088 | $1,109 | $1,109 | $1,127 |
| 1 bedroom | $1,378 | $1,404 | $1,404 | $1,426 |
| 2 bedroom | $1,992 | $1,985 | $1,985 | $1,985 |
| 3 bedroom | $2,190 | $2,190 | $2,250 | $2,250 |
| 4 bedroom | N/A | N/A | N/A | $3,245 |
Utility allowances for hydro, water, gas heat, and gas hot water for 2016 to 2025 are provided for reference.
| Unit Type | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Hostel/dwelling room | N/A | N/A | N/A | N/A | N/A | N/A | $41 | $42 | $43 | $46 |
| Bachelor/studio | $35 | $40 | $34 | $34 | $34 | $34 | $41 | $42 | $44 | $46 |
| 1-bedroom apartment | $35 | $40 | $34 | $34 | $34 | $34 | $41 | $42 | $44 | $46 |
| 2-bedroom apartment | $50 | $57 | $48 | $48 | $49 | $49 | $58 | $61 | $62 | $66 |
| 3-bedroom apartment | $58 | $67 | $56 | $56 | $57 | $57 | $68 | $70 | $73 | $77 |
| 4-bedroom apartment | $61 | $71 | $59 | $59 | $61 | $61 | $72 | $75 | $77 | $82 |
| 5-bedroom apartment | $61 | $71 | $59 | $59 | $61 | $61 | $72 | $75 | $77 | $82 |
| 6-bedroom apartment | N/A | N/A | N/A | N/A | N/A | N/A | $72 | $75 | $77 | $82 |
| 1-bedroom townhouse | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $61 | $63 | $67 |
| 2-bedroom townhouse | $50 | $57 | $48 | $48 | $49 | $49 | $58 | $61 | $62 | $66 |
| 3-bedroom townhouse | $58 | $67 | $56 | $56 | $57 | $57 | $68 | $70 | $73 | $77 |
| 4-bedroom townhouse | $61 | $71 | $59 | $59 | $61 | $61 | $72 | $75 | $77 | $82 |
| 5-bedroom townhouse | $61 | $71 | $59 | $59 | $61 | $61 | $72 | $75 | $77 | $82 |
| 6-bedroom townhouse | N/A | N/A | N/A | N/A | N/A | N/A | $72 | $75 | $77 | $82 |
| Unit Type | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Hostel/dwelling | N/A | N/A | N/A | N/A | N/A | N/A | $12 | $12 | $12 | $13 |
| Bachelor/studio | $9 | $10 | $10 | $10 | $11 | $11 | $12 | $12 | $12 | $13 |
| 1-bedroom apartment | $9 | $10 | $10 | $10 | $11 | $11 | $12 | $12 | $12 | $13 |
| 2-bedroom apartment | $17 | $18 | $19 | $20 | $20 | $21 | $22 | $22 | $23 | $24 |
| 3-bedroom apartment | $20 | $22 | $22 | $24 | $24 | $25 | $26 | $27 | $28 | $29 |
| 4-bedroom apartment | $23 | $24 | $25 | $26 | $27 | $28 | $29 | $30 | $31 | $32 |
| 5-bedroom apartment | $23 | $24 | $25 | $26 | $27 | $28 | $29 | $30 | $31 | $32 |
| 6-bedroom apartment | N/A | N/A | N/A | N/A | N/A | N/A | $29 | $30 | $31 | $33 |
| 1-bedroom townhouse | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $22 | $23 | $24 |
| 2-bedroom townhouse | $17 | $18 | $19 | $20 | $20 | $21 | $22 | $22 | $23 | $24 |
| 3-bedroom townhouse | $20 | $22 | $22 | $24 | $24 | $25 | $26 | $27 | $28 | $29 |
| 4-bedroom townhouse | $23 | $24 | $25 | $26 | $27 | $28 | $29 | $30 | $31 | $32 |
| 5-bedroom townhouse | $23 | $24 | $25 | $26 | $27 | $28 | $29 | $30 | $31 | $32 |
| 6-bedroom townhouse | N/A | N/A | N/A | N/A | N/A | N/A | $29 | $30 | $31 | $33 |
| Unit Type | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Hostel/dwelling room | N/A | N/A | N/A | N/A | N/A | N/A | $30 | $35 | $37 | $36 |
| Bachelor/studio | $24 | $22 | $24 | $24 | $26 | $26 | $30 | $35 | $37 | $36 |
| 1-bedroom apartment | $24 | $22 | $24 | $24 | $26 | $26 | $30 | $35 | $37 | $36 |
| 2-bedroom apartment | $28 | $25 | $28 | $28 | $30 | $30 | $35 | $40 | $42 | $41 |
| 3-bedroom apartment | $29 | $26 | $29 | $29 | $31 | $31 | $36 | $42 | $44 | $43 |
| 4-bedroom apartment | $29 | $26 | $29 | $29 | $31 | $31 | $36 | $42 | $44 | $43 |
| 5-bedroom apartment | $29 | $26 | $29 | $29 | $31 | $31 | $36 | $42 | $44 | $43 |
| 6-bedroom apartment | N/A | N/A | N/A | N/A | N/A | N/A | $36 | $42 | $44 | $43 |
| 1-bedroom townhouse | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $40 | $42 | $41 |
| 2-bedroom townhouse | $28 | $25 | $28 | $28 | $30 | $30 | $35 | $40 | $42 | $41 |
| 3-bedroom townhouse | $29 | $26 | $29 | $29 | $31 | $31 | $36 | $42 | $44 | $43 |
| 4-bedroom townhouse | $29 | $26 | $29 | $29 | $31 | $31 | $36 | $42 | $44 | $43 |
| 5-bedroom townhouse | $29 | $26 | $29 | $29 | $31 | $31 | $36 | $42 | $44 | $43 |
| 6-bedroom townhouse | N/A | N/A | N/A | N/A | N/A | N/A | $36 | $42 | $44 | $43 |
| Unit Type | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Hostel/dwelling room | N/A | N/A | N/A | N/A | N/A | N/A | $22 | $25 | $26 | $25 |
| Bachelor/studio | $17 | $16 | $17 | $17 | $19 | $19 | $22 | $25 | $26 | $26 |
| 1-bedroom apartment | $17 | $16 | $17 | $17 | $19 | $19 | $22 | $25 | $26 | $26 |
| 2-bedroom apartment | $24 | $22 | $24 | $24 | $26 | $26 | $30 | $35 | $37 | $36 |
| 3-bedroom apartment | $30 | $27 | $30 | $30 | $32 | $32 | $38 | $44 | $46 | $44 |
| 4-bedroom apartment | $37 | $33 | $37 | $37 | $40 | $40 | $46 | $54 | $56 | $55 |
| 5-bedroom apartment | $37 | $33 | $37 | $37 | $40 | $40 | $46 | $54 | $56 | $55 |
| 6-bedroom apartment | N/A | N/A | N/A | N/A | N/A | N/A | $46 | $54 | $56 | $55 |
| 1-bedroom townhouse | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $35 | $37 | $36 |
| 2-bedroom townhouse | $24 | $22 | $24 | $24 | $26 | $26 | $30 | $35 | $37 | $36 |
| 3-bedroom townhouse | $30 | $27 | $30 | $30 | $32 | $32 | $38 | $44 | $46 | $44 |
| 4-bedroom townhouse | $37 | $33 | $37 | $37 | $40 | $40 | $46 | $54 | $56 | $55 |
| 5-bedroom townhouse | $37 | $33 | $37 | $37 | $40 | $40 | $46 | $54 | $56 | $55 |
| 6-bedroom townhouse | N/A | N/A | N/A | N/A | N/A | N/A | $46 | $54 | $56 | $55 |